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  • Helps lower your federal income taxes (and often your state tax too).
  • Creates an opportunity for tax-deferred growth
  • May add to your financial security for retirement
  • Choose from a variety of investment options
  • Are immediately 100% vested
  • Can borrow from your 401(k) Plan
  • Qualify for easy rollovers from other qualified plans
  • Receive quarterly account statements
  • Can call toll-free, 24 hours a day, seven days a week for up-to-date account information, or to change your investment choices.

 

Important information regarding a change to the MainStay Institutional Bond Fund.

 
The MainStay Funds have sought and received shareholder approval to merge the MainStay Institutional Bond Fund into the MainStay Intermediate Term Bond Fund (MTMIX). This fund merger is scheduled to occur on October 16, 2009.

To learn more, click here.

Securities Distributed by NYLIFE Distributors, LLC, 169 Lackawanna Avenue, Parsippany, NJ 07054.

 


  Click on the graphic to view the Summary Plan Description.  


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